5 banks offer investment certificates with the highest monthly return

After stopping the sale of 25% and 22.5% certificates in government banks, there are 5 triple certificates that offer the highest fixed monthly return in banks operating in the local market.

Offering the 22.5% and 25% certificates

The National Bank of Egypt and Banque Misr and Cairo had offered the 22.5% and 25% certificates for a few weeks last January, before the sale of the highest certificates in the banking sector was halted by the three state banks, once the target proceeds from the offering were achieved.

5 banks

Mashreq Bank, Abu Dhabi Commercial Bank, National Bank of Kuwait, Bank of Alexandria and Ahli United Bank are in the top 5 in terms of high interest rate.

1. The "triple certificate" from (Mashreq) Bank:

• Mashreq Bank provides a 3-year certificate with a return of 18.75% and a monthly exchange cycle.

• The minimum value for purchasing the certificate is 5 thousand pounds.

• It is possible to borrow with the guarantee of the certificate, provided that the amount is not refunded before the lapse of 6 months from the date of the day following the purchase.

2. (Abu Dhabi Commercial Bank) Certificate:

• Abu Dhabi Commercial Bank provides a 3-year certificate, with an annual return of 18.5%, and a monthly exchange cycle.

• The minimum purchase amount for the certificate is 100,000 pounds.

• It is possible to borrow with the guarantee of the certificate, provided that the amount is not refunded before the lapse of 6 months from the date of the day following the purchase.

3. The "Triple Certificate" from the National Bank of (Kuwait – Egypt)

• The National Bank of Kuwait, Egypt, provides a triple certificate with a return of 18% annually and is disbursed monthly.

• The minimum amount to purchase the certificate is 500 thousand pounds.

• It is possible to borrow with the guarantee of the certificate, provided that the amount is not refunded before the lapse of 6 months from the date of the day following the purchase.

4. Alex Star Plus from  (Alex Bank ) 

• Alex Bank offers a fixed 18% return on the 3-year Alex Star Plus Certificate, which pays a monthly return.
•   The minimum purchase amount rises to 500,000 pounds.
• It is possible to borrow with the guarantee of the certificate, provided that the amount is not refunded before the lapse of 6 months from the date of the day following the purchase.

5. "Triple Certificate" from   (Ahli United Bank) :

• The triple certificate from Ahli United Bank provides a return of 17.25% annually, and it is disbursed monthly, and for a period of 3 years, which is the term of the certificate.
•   The minimum purchase is 5 thousand pounds.

• It is possible to borrow with the guarantee of the certificate, provided that the amount is not refunded before the lapse of 6 months from the date of the day following the purchase.