9 Ways to Invest While Working Full Time

Ways through which money can be invested while committing to a full-time job, in light of the capabilities that the world now possesses in this golden age; Nowadays, anyone can make small investments that may earn them money.

1- Investing in precious metals

Precious metals (gold, silver, platinum, palladium) have become a very controversial but popular investment vehicle; Some consider it the best investment they can make, while others see it as a bad choice.

The truth is that both ideas contain some truth, as fluctuations in the prices of precious metals cannot be predicted like other things, because they often depend on the rise and fall of the dollar.

However, if you are willing to make a small investment the potential profit usually offsets the potential risk.

On the other hand, these precious metals are financial investments that we can hold in tangible form.

2- Investing in real estate

Real estate prices constantly rise and fall, so real estate investment is an asset that we can hold physically, like precious metals.

If you cannot afford a property, options will continue to be produced for you all over the world. If the risks are assessed well enough, many countries allow foreigners to invest in real estate, especially developing countries whose properties are reasonably priced and can become more valuable within a few years.

3- Crowdfunding investment

Crowdfunding may be the best option for someone who works a full-time job; This is because it only needs to invest a small portion of the amount required for investment. Your future returns depend on the amount you initially invested, which allows you to invest in large companies. As a result, your potential profits increase dramatically.

In addition, you can make small investments in a few companies and expect some of them to generate profits for you.

4- Buying shares in listed companies

Shares of local companies are generally considered an investment with a very high chance of winning. Suppose you have a large sum of money, how will you invest it in the future? Do you want to establish your dream company with this money, or do you want to become a partner in a successful company with deep and strong roots?

We admit that the choice is difficult, but if we take into account its advantages, investing in a company that is listed on the stock market and has a very solid foundation, is less risky and has greater potential for achieving high profits.

5- Buying cheap stocks

Penny stocks are stocks that trade for less than $1. However, undervalued stocks are rarely a good investment unless you run out of options, because they are so cheap and there is no option for the price to rise.

But if you buy a lot of small-cap stocks, at least a few of them will make you a profit. But you have to be very careful about this and you have to accept the risk under any circumstances, whether it is a win or a loss.

6- Participation in initial public offerings

Going public investments are companies that will list their shares for the first time, by announcing their shares to stock market investors through an invitation or advertisement, thus providing capital in order to raise new resources.

That's why companies can go public at very reasonable prices during the book-building phase, and there is a very high probability that the shares will increase in value afterward. It can also be applied as one of the best ways to invest while working a full-time job.

7- Investing in a startup company

“A startup is a company trying to find an answer where the solution is certain but success is not guaranteed,” the website quoted Neil Blumenthal, co-CEO of Warby Parker, as saying, adding that this is actually a risky investment with an average loss of approximately 90%.

He explained that if the profit is 10%, success is not guaranteed. Since the value of being a partner in a startup is low, you can own it with small amounts of money, but we must remind you again that this is a risky action.

8- Forex trading

Forex or foreign exchange market is the largest financial market in the world; Trillions of dollars are traded through the Forex market every day, which is vital to the economy; Forex is used by companies, governments, and investors; To facilitate foreign trade, while governments implement policies.

Investors study the market, predict the rise and fall of exchange rates and benefit from them, indicating that it is possible to start trading foreign currencies with no less than 50 thousand Turkish liras (about 1742 dollars) and a leverage ratio (additional trading margin) of 1/10.

Coming to the main goal here, you buy a certain amount of foreign currency and sell it at a higher price when its value is higher than what you initially paid.

9- Futures trading

Futures are an investment instrument that allows you to benefit from and control price changes without owning an actual stock or asset. A futures contract may give you the right to buy someone else's shares at a certain price, known as the strike price, on a certain date in exchange for a certain premium. If the value of the shares rises, you can buy the shares at a cheaper price than the market price and sell them at the market price for a full profit. Alternatively, if the value of the stock declines, you may reduce your stock purchases but lose your initial gains.