Everything you need to know about National Bank certificates with a monthly return

The National Bank of Egypt provides different types of certificates and various exchange periodicities, including National Bank certificates with a monthly return, which we monitor in the following lines according to the bank’s return rates table.

As for National Bank of Egypt certificates with a monthly return, they are the 3-year platinum certificate and the platinum certificate with a graduated return, which the bank offers in accordance with a number of rules and conditions, as follows:

What is the duration of these certificates with a monthly return?

The duration of certificates is 3 years.

What is the minimum amount to purchase these certificates?

The minimum amount to purchase these certificates is 1,000 Egyptian pounds and multiples thereof.

When does the return on these certificates begin to be calculated?

Returns begin to be calculated from the business day following the date of purchase.

Is the return on the certificate fixed or variable?

The “Platinum Certificate with Graduated Return” comes with a return that decreases annually over 3 years by 2% each year, while the return on the “Platinum 3 Years” certificate is fixed.

Is it possible to borrow or issue credit cards guaranteed by these certificates?

Yes, these certificates provided by the National Bank provide the advantage of borrowing against the guarantee of the certificates, and they also provide the advantage of issuing credit cards.

What is the rate of return on these certificates?

The return rate is 19% fixed for the 3-year platinum certificate, while the return rate for the platinum certificate with a graduated return is 22%, for the first year, 18% for the second year, and 16% for the third year.

Can the value of the certificates be redeemed before the end of the period?

It is not possible to redeem before 6 months from the working day following the date of purchasing the certificate. Redemption is made in accordance with the rules and conditions announced by the bank.

The 7 best savings and investment certificates in the National Bank of Egypt with great returns

The National Bank of Egypt provides good investment opportunities to citizens with a large monthly return, to limit fraud practices and the emergence of swindlers who are known by the nickname “Al-Mastareeh.”

1- Platinum certificate 3 years

- The currency is the Egyptian pound.

- Certificate return rate from the National Bank: 19% per month.

- Duration of the certificate: 3 years.

- 1000 pounds and its multiples are the minimum to purchase the certificate.

2- Platinum certificate with tiered returns

- The currency is the Egyptian pound.

- The return on the certificate is as follows: 22% in the first year, 18% in the second, and 16% in the third.

- Duration of the certificate: 3 years.

- 1000 pounds and its multiples are the minimum to purchase the certificate.

3- Platinum certificate with variable return

- The currency is the Egyptian pound.

- Certificate return rate: 19.5% quarterly.

- Duration of the certificate: 3 years.

- 1000 pounds and its multiples are the minimum to purchase the certificate.

4- Five-year certificate with monthly return

- The currency is the Egyptian pound.

- Certificate return rate: 12.25% monthly.

- Certificate duration: 5 years.

- 1000 pounds and its multiples are the minimum to purchase the certificate.

5- Egyptian safety certificate

- The currency is the Egyptian pound.

- Certificate return rate: 13%.

- Duration of the certificate: 3 years.

- 500 pounds and its multiples, with a maximum of up to 2,500 pounds, is the certificate category.

6- Al-Ahly immediately

- The currency is the US dollar.

- Certificate return price: 27% of its value, and the return is disbursed in Egyptian pounds in advance.

- Duration of the certificate: 3 years.

- Minimum certificate purchase: $1,000 and multiples thereof.

7- Al Ahly Plus

- -The currency is the US dollar.

- Certificate return rate: 7% quarterly.

- Duration of the certificate: 3 years.

- Minimum certificate purchase: $1,000 and multiples thereof.