8 fields to invest your money with a guaranteed return

Many people seek to invest their money, but some of them do not know, or are not sufficiently knowledgeable about, the best ways to do so, especially since there are different means of financial investment.

Economist Walid Adel revealed the means by which he can choose the appropriate person for him, noting that the appropriate method for the person depends on several factors, including the level of risk he wishes to bear, the time goal of the investment, and his financial knowledge.

Stocks

Investing money in buying company shares enables you to buy shares of companies listed on the stock exchange or commercial exchange-traded funds.

Government bonds

Bonds issued by governments are usually considered a safe investment, especially government bonds of countries with high credit ratings. When you buy a government bond, the investment process lends to the government, and returns the capital and interest after a specified period.

Investment funds

Mutual funds invest investors' money in a variety of assets, such as stocks, bonds, commodities, and real estate, with the knowledge of financial experts. Mutual funds offer diversification and professional management to manage investors' money.

Real estate

Purchasing commercial or residential real estate for the purpose of investment, by renting the property to achieve monthly revenues and increase its value in the long term.

Goods

Investing money in commodities such as gold or silver, to protect against inflation, can also be considered part of an investment diversification strategy.

Foreign currency

Trading in the Forex market, to benefit from fluctuations in the price of global currencies.

Deposit accounts

Deposit accounts in banks are considered a safe investment method, as the capital is protected by the bank deposit guarantee in the event of a financial problem with the bank. However, the return on deposits may be limited compared to other means.

Money market funds

These funds invest in debt instruments and highly liquid securities such as financial certificates and short-term bonds. These funds are considered a conservative investment and the money can be withdrawn easily.

The economist continued, “A person must realize that safe investments usually come with lower returns, compared to more risky investments. Therefore, you may need to estimate the level of balance between safety and expected return according to your financial goals and the extent of risk tolerance that suits you.”

An economist always advises you to consult with a financial advisor or investment expert before making an investment decision, as they can provide appropriate advice based on your individual financial goals and circumstances.