Interest rates for National Bank certificates.. Highest return of 25%

One of the most important options available to citizens to preserve their money are investment certificates provided by banks, due to the fixed lucrative returns resulting from that certificate. The National Bank is considered one of the best banks that offer investment certificates within the Republic, as the National Bank offers certificates with a large interest rate of up to 25%. 

Interest rates on National Bank certificates

A large number of citizens who want to invest their money wonder about the rates of return-on-investment certificates

The new high investment security certificate, the National Bank investment certificate for one year with a return of up to 25%, was introduced at the beginning of 2023, January 4, and was suspended at the end of January.

1. National Bank investment certificate that pays an annual interest of about 12%.

2. An annual entry certificate in US dollars, with a return rate of 5% to 7%, depending on the certificate.

3. A savings certificate in Egyptian pounds. The return rate on this certificate varies depending on its duration, between 15 and 20% per year.

4. Annual investment certificates in euros and pounds sterling, with a return rate ranging from 3 to 5%.

Types of investment certificates in the National Bank

The bank provides different types of investment certificates to suit all the bank’s clients, so we will explain to you in detail those types in the following lines:

• National Bank investment certificate, and National Bank investment certificate for one year.

• Savings certificates in various currencies other than the Egyptian pound, such as the British pound, the US dollar, and the euro.

• High-yield investment security certificate, whether monthly, semi-annually or annually.

• Investment funds at the National Bank Investment funds are characterized by the fact that they provide returns on funds over short periods, by investing in stocks, bonds, and other securities, and the interest may reach 17% annually.

National Bank Savings Certificate 2023 with a fixed return

Are you looking for an investment that guarantees you a fixed return? The National Bank Savings Certificate 2023 with a fixed return is one of the ideal options, as this certificate provides a fixed monthly return throughout the investment period, and you can buy this certificate for the lowest amount of 1,000 Egyptian pounds and its multiples. The investment lasts for 3 years, and the return on the certificate reaches 19%.

National Bank savings certificate with variable return 2023

If you are looking for a savings certificate that allows you to benefit from a variable return, the National Bank Savings Certificate with a variable return 2023 is the ideal choice. This certificate features a variable return of up to 22% in the first year, 18% in the second year, and 16% in the third year. This certificate can be purchased for the lowest amount, which is 1000 Egyptian pounds and its multiples.

When can these certificates be purchased?

You can purchase National Bank of Egypt certificates at any time from the date of purchase according to your desire, and you must adhere to the minimum purchase specified for each type of certificate, and the minimum and maximum investment varies depending on the type of certificate. For the Egyptian Aman Investment Certificate, the minimum starts at 500 Egyptian pounds and the maximum reaches 2,500 Egyptian pounds. As for the National Bank savings certificate, which comes in two styles (fixed and variable), the minimum starts at 1,000 Egyptian pounds.

All types of National Bank certificates extend for 3 years, and investment returns vary between certificates, as they can reach 22% in the first year in the case of a certificate with a variable return, and the certificate can be redeemed before the expiration of the period. The certificate is redeemed for its full value at the end of the term or at any time from the date of purchase according to the customer’s wishes.